Paste you picture on a canvs that is 500px by 450px. Create a new layer below the picture and bye it in #FFFFFF. Place
the picture at the top of the canvs with a little margin of white at the top. Your image should look like this:
Now create two layers above the picture and dye one in #bbb58e and set it to overlay 86%. Dye the other one in
#3b4e9d and set it to lighted 100%. Make sure you alt-click after each color layer to maks it to the picture.
Then click on the picture layer and go to filter-add noise,
check the monochromatic box and the Gaussian circle. Set the amount to 4.8. Now you image should look like this:
Make sure you are still on the picture layer and go to layer-layer style-stroke. Set the size to 3, the Postiton to normal,
keep the opacity, blend mode, and fill type the same. Change the color to black. Do the same thing to the white layer, only
have the size at 1. Your image should look like this:
Go back to the picture layer. Once you are back go to layer-layer style-dropshadow. Set the blend mode to normal, the opacity
to 100%, the angle to 120, the distance to 0, the spread to 24, the size to 13, and the color to black. Now I am going to
use this swirl frame behind my picture:
You can use any swirl frame you want. Just make sure that your image turns out something like this:
Now you can add any text and effects that you want in the blank space below the picture. My Polaroid turned out like this:
*I downsized everything but the first picture so I could get the tutorial to fit on my site.